KPKT LICENSED COMPANY

#1 JOHOR Business Loan Services

FREE APPLY - FAST TODAY

Suitable For All Business Type

RV CAPITAL SDN. BHD.

Malaysia’s Professional Loan Team

Licensed Company under KPKT. No Deposit/ No Fees. Apply now & get up to 500K in 6 hours.

We evaluate your documents with a bank-level approach — so you can:

Apply Today! Approve Today!

Business/ SME Loans

Small business or SME? Get loans up to RM500,000 with just 3.2% per year only!
Apply Fast & Easy, quicker than banks! No Upfront Deposit Fees.

Cash Flow Solution

Affordable interest rates, get your funds within 24 hours. Enjoy the First 3 months FREE Repayment.

Islamic Commercial Financing

Riba-Free Business Funding, Quick Approval, Boost Your Business Growth!

Lowest % Interest Rates – Guaranteed!

2 hours Fast Approval

Get approved in minutes with our quick and simple process. No need to wait for weeks!

Save Costs for Business

Just 3.2% per year! We help to compare & offer the lowest interest rates! First 3 months FREE Repayment.

Easy Apply with SSM only

We handle the paperwork, you relax! No Prepayment/ Hidden Fees.

Online/ Face-to-Face Services

24hours Fast Support. Your can choose for Online service or Meet us at office.

FREE APPLY - FAST TODAY

Suitable For All Business Type

We Can Help Situations Below:

Industry Risk

Certain industries (like entertainment/ small business or startups) are seen as unstable, affecting loan approval.

Poor Credit History

Delays or non-compliance in loan repayment history recorded in CCRIS. Your name may be listed on the bank/AKPK blacklist.

Incomplete Documents

Missing financial statements, bank records, or licenses often lead to automatic rejection.

Best for Business CashFlow Solutions

Example

Flexible Plan to Suit Your Needs

Period of Repayment: Minimum 6 months, maximum 10 years. 

 

Maximum APR: 8%
Minimum Rate: 3.2% (Best Promotion Now)

Testimonial

Client Testimonials

Let’s talk and find the financial solutions that fit you best.

FAQ’s

Frequently Asked Questions

Find quick answers to the most common loan questions.

An SME loan is a financial product specifically designed for small and medium-sized enterprises. It provides funding to support business growth, manage cash flow, invest in equipment, or cover other business-related expenses. These loans are tailored to the unique needs of SMEs, offering flexible terms and competitive interest rates.

SMEs may need business loans for a variety of reasons, including:

  • Business Expansion: To open new branches, hire additional staff, or increase production capacity.

  • Working Capital: To manage cash flow, especially during seasonal fluctuations.

  • Equipment Purchase: To invest in machinery, technology, or other productivity-enhancing tools.

  • Operating Expenses: To cover day-to-day costs such as rent, utilities, and salaries.

Malaysian citizens aged 21 to 60 years old who own and operate an SME, including:

  • Sole Proprietor

  • Partnership

  • Limited Liability Partnership (LLP)

  • Private Limited Company (Sdn Bhd)

Applicants must hold a valid SSM business registration certificate. Whether you are a start-up or an SME, we offer business loans of up to RM500,000 with competitive interest rates. Our application process is faster and more convenient compared to traditional banks.

Loan amounts typically range from RM30,000 up to RM500,000, depending on your business needs and repayment capacity.

Flexible repayment terms are available, ranging from 6 months up to 5 years.

You can apply easily through our online application platform or contact our consultants directly for guidance. Our team will assist you throughout the process to ensure a smooth and fast approval.

CONTACT US

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